The Element Difference

15+

Years Serving  Customers

38,000+

Homebuyers  Helped

8.5+

billion in home loans

Home Buying Made Easy

National lender. Local loan originators.
Apply online

Our focus on technology bridges the gap between online and in-touch. Complete all loan application steps electronically from your preferred location, compliantly and securely.

Get approved

Our innovative technology simplifies document collection and eliminates paper processing. The Underwriter grants approval, a clear-to-close is processed and the settlement date can be scheduled.

Close your loan

Review the final loan document. Ask questions. Sign most of the documents electronically. Enjoy your new home!